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The discommodities of usury are, First, that it makes fewer merchants. For were it not for this lazy trade of usury, money would not he still, but would in great part be employed upon merchandizing; which is the vena porta of wealth in a state. The second, that it makes poor merchants. For, as a farmer cannot husband his ground so well, if he sit at a great rent; so the merchant cannot drive his trade so well, if he sit at great usury. The third is incident to the other two; and that is the decay of customs of kings or states, which ebb or flow, with merchandizing. The fourth, that it bringeth the treasure of a realm, or state, into a few hands. For the usurer being at certainties, and others at uncertainties, at the end of the game, most of the money will be in the box; and ever a state flourisheth, when wealth is more equally spread. The fifth, that it beats down the price of land; for the employment of money, is chiefly either merchandizing or purchasing; and usury waylays both. The sixth, that it doth dull and damp all industries, improvements, and new inventions, wherein money would be stirring, if it were not for this slug. The last, that it is the canker and ruin of many men's estates; which, in process of time, breeds a public poverty.

CAMPANIA extended along the coast from the Liris, which separated it from Latium, to the Silarus, which formed the boundary of Lucania. It is the fairest portion of Italy. The greater part of it is an unbroken plain, celebrated in ancient as well as in modern times for its extraordinary beauty and fertility. The _Bay of Naples_--formerly called Sinus Cumanus and Puteolanus, from the neighboring cities of Cumae and Puteoli--is one of the most lovely spots in the world; and the softness of its climate, as well as the beauty of its scenery, attracted the Roman nobles, who had numerous villas along its coasts.

The reign of Tarquin was distinguished by great exploits in war and by great works in peace. He defeated the Sabines, and took their town Collatia, which he placed under his nephew Egerius, who was thence called Collatinus. He also captured many of the Latin towns, and became the ruler of all Latium; but the important works which he executed in peace have rendered his name still more famous. The great cloacae, or sewers, by which he drained the lower parts of the city, still remain, after so many ages, with not a stone displaced. He laid out the Circus Maximus, and instituted the great or Roman games performed in the circus. He also made some changes in the constitution of the state. He added to the Senate 100 new members, taken from the Luceres, the third tribe, and called _patres minorum gentium_, to distinguish them from the old Senators, who were now termed _patres majorum gentium_. To the three centuries of equites established by Romulus he wished to add three new centuries, and to call them after himself and two of his friends. But his plan was opposed by the augur Attus Navius, who said that the gods forbade it. The tale runs that the king, to test the augur, asked him to divine whether what he was thinking of could be done. After consulting the heavens, the augur replied that it could; whereupon the king said, "I was thinking that thou shouldst cut this whetstone with a razor." Navius, without a moment's hesitation, took a razor and cut it in twain. In consequence of this miracle, Tarquin gave up his design of establishing new centuries; but with each of the former centuries he associated another under the same name, so that henceforth there were the first and second Ramnes, Tities, and Luceres. The number of Vestal Virgins was also increased from four to six, the two new vestals being probably taken from the Luceres.


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